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Experience and Cost With The German Health Care System…

By david / January 14, 2012

I am an American who has recently spent time in Germany.

I want Americans to understand what the differences are between the US and German health care systems with regard to costs.

Imagine what it would cost me in the US to have a bicycle accident that caused a concussion and short term memory loss.

Think about what it would cost me out-of-pocket even with the best insurance just to walk into the emergency room.

That’s what happened here in Germany.  I went in to the emergency room and was diagnosed with a concussion. They took an x-ray of my facial bones to insure that I had not broken any.

We had virtually no wait whatsoever before I was treated and saw a doctor.

We were offered to stay overnight for observation.  This is considered important for head injuries.  We declined that offer and went home.

Now, how much would all of this have cost in the United States?

We received our bill from the hospital yesterday.  Guess what the total bill was?

IT WAS 23 EUROS.   That is just under $30 when converted to American Dollars.

Update:  We did receive a separate bill from the hospital.  This brought the total cost to about 100 Euros which is roughly equivalent to $125 at the time of this writing.

That is the total bill, not a copay for insurance or anything like that – THE TOTAL BILL was around $125 US Dollars.

If you went to the emergency room in America for something like this and had an X-Ray taken, had your wounds cleaned up and a consult with the ER doctor, what would it cost?

Now, I want to ask you, if you are an American, do you see a little disparity between what you would pay in the US and what Germans are paying for health care?

I wanted to share this experience with you.  It is important for you to understand how great the discrepancy in health care costs are.  Does knowing this change your perception of the standard of living in the US?

Nothing is going to change in America if Americans don’t band together to do something.

Think about it carefully,  right now, one major healthcare disaster can spell financial ruin for a family.  Is this right?    Is this equivalent to what families in other modern western civilizations face?

The next thing for you to do is to start asking yourself (and others) why it is like this.

Cast all the arguments about socialized medicine aside – because that is not the point of this post.  I do not care who wins that debate.  I am just talking about the disparity and discrepancy in costs.

It is something that every American family should think about.  Why is it like this?  Should it be like this?

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